It has been said that risk increases the rate of return. My experience tells me that risk increases the probability of ZERO return and risk increases the probability of a loss of some of my capital.
The New Millennium saw the close of the year 2000 with the market down across the board, with the S&P 500 down, the Dow Jones Industrial Average down, and the bottom fell out of the NASDAQ, claiming $3.3 trillion, a 53% decline in 301 days.
The tough decision, “when to sell to lock in a gain” is out stressed only by the tougher decision, “when to sell to cut a loss.” In the market, on the BIG BOARD, we know, all too well, that our money is at risk from the very day that we buy, until the day… correction, until the hour,
correction, until the very moment we sell. Not only is our capital at risk, obviously, our gain, be there any, is also at risk. So, how do we lock in a gain on the Big Board?
SELL! How does one know when to sell? That is a tough decision! So tough only a few master it. Every time there is a market crash, or said more diplomatically, every time there is a major correction, some do not survive their attempt to brave the storm. Obviously, a major correction can only occur after some, and normally substantial, gain in the market. For most, the opportunity to profit is lost. Why? Because we often fail to recognize
the opportunity to sell and profit, or we procrastinate in the face of the tough decision. Yes! When to sell is a “Tough Decision!” When to sell and cut a loss; another “Tough Decision!”
So you missed the great opportunity; perhaps a once in a lifetime opportunity to cash in really big…the market has made the big correction. Is it time to sell and cut your loss? That is a tough decision!
Tough Decisions often result in procrastination. To procrastinate is to weather out the storm and risk the perils of financial ruin. The Big Board is swift and decisive with no remorse. So how do you survive the crippling storm? How does one measure their tolerance to loss?
Well, one suggestion is to realistically weigh your ability to recover. In doing so, place emphasis on the Rule of 100. To employ the Rule of 100, simply subtract your age from 100 and the difference is the maximum (not the least) percentage of your net worth that

should be exposed to risk, while at all times maintaining an investment balance wheel of stability or a safety net to your investment portfolio.
Tax deferred annuities have always provided a safety net for an investment portfolio. Today Equity Indexed Annuities not only offer a safety net to an investment portfolio, Equity Indexed Annuities remove the stress of making the tough decision.
Why battle the storm when you can take the EIA flight to safety? With Equity Indexed Annuities, like El Toro Bravo, you can weather any financial storm, participate in the Lion’s share of the market growth, with none of the risks of the market.

You can have:

• Your gains credited and compounding
  annually without triggering 1099s.
• Your money and your gains protected
  from market risk.
• An annual reset on the U.S. Stock Market
  index every policy anniversary, from which the following year’s gain will be measured; which has a similar effect of selling when the market is up and re-buying when the market is down, without requiring the wisdom or knowledge when to place a buy or sell order.
• A special peace of mind.

The Equity Indexed Annuity is your Life Line! Isn’t it time that you come in out of a world wide crippling storm? I thought so.
So… You Like Bungee Jumping On Wall Street? Annuities can provide a balance wheel of stability or a safety net to an investment portfolio.
Now you can have traditional tax deferred interest-bearing annuities, or equity indexed annuities that index or link the interest rate to the U.S. Stock Market Indexes. It does not have to be one or the other, you can have both tax deferred.
Equity Indexed Annuities let you participate in the Lion’s share of the growth of the market index, with your gains (interest) credited and compounding annually tax deferred. Your money and your gains, once credited, are not subject to market risk…now that’s peace of mind!

More helpful, free information is available from ANBC at www.ANBC.com